Business Loans

Commercial Loans & Lines of Credit:

As a bank we understand our business partners have needs for financing to continue the growth of their business. Whether it be a one-time pay out for a capital expenditure or a working capital line of credit. Whatever your needs we offer flexible financing terms to meet your needs. 

Commercial Real Estate:

Looking to purchase or refinance a commercial property? We offer personal service to help with your commercial mortgage needs.

Construction Loans:

Whether it be new construction or expansion of an existing building we provide construction loans that fit your needs. We also offer the convenience of converting to a permanent mortgage completion.

Application:

When applying for a commercial loan the following items (where applicable) must be submitted to the Bank:

  • Signed personal and/or business tax returns for previous 3 years
  • Completed personal tax returns for all guarantors for previous 3 years
  • Filled out Personal Financial Statement (PFS) for all guarantors-see attached PFS
  • Documents of incorporation/formation

Unless this information is provided the loan application will not be considered complete. The Bank reserves the right to ask for further financial disclosure after reviewing the application and submitted documents.

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 We still pride ourselves on being a local community bank where you can get the one on one service you expect and deserve. Our commercial lending department is located in our Delanco Branch so stop in to speak to a representative or give us a call.