Information below is effective July 8, 2010  Rates and terms are subject to change at any time.

First Mortgage Loans

Application Fee: $375   (Single Family Homes Only)
Private Mortgage Insurance (PMI) required over 80%.  PMI will increase the Annual Percentage Rate (APR)

Loans over $420,000:   Add .50% to all rates.
 

 ¹  The above interest rate assumes a 20% down payment on a $100,000 loan with a 15-Year term.  The principal and interest payment for this example would be $745.97.  APR is subject to change.

 ²  The above interest rate assumes a 20% down payment on a $100,000 loan with a 20-Year term.  The principal and interest payment for this example would be $639.42.  APR is subject to change.

 ³ The above interest rate assumes a 20% down payment on a $100,000 loan with a 30-Year term.  The principal and interest payment for this example would be $521.65.  APR is subject to change.

 ⁴  The above interest rate assumes a 20% down payment on a $100,000 loan with a 30-Year term.  The principal and interest payment for this example would be $486.31.  APR is subject to change.

 ⁵  The above interest rate assumes a 20% down payment on a $100,000 loan with a 30-Year term.  The principal and interest payment for this example would be $499.29.  APR is subject to change.